Are you a California homeowner in danger of losing your home because of financial difficulties? The federal loan modification programs Making Home Affordable (MHA) and the Home Affordable Modification Program (HAMP) are here to help! Under the programs, homeowners who have loans originating before Jan. 1, 2009 and owe less than $729,750 and who’s loans are backed by either Freddie Mac or Fannie Mae will be eligible for federal government backed loan modifications. Homeowners that are delinquent on their payments or can show that they will soon have difficulty with payments are eligible as well!  Read more... (579 words, 1 image, estimated 2:19 mins reading time)